For employers
First Salary Kit.
Free financial literacy your new joiners actually finish. Add it to onboarding in a week.
The problem
Your freshers get a payslip with 15 line items they've never seen. Most HR teams answer the same five questions — CTC vs in-hand, what's PF, why is TDS different each month — every batch. The ones who don't ask quietly panic.
The First Salary Kit handles that, with short lessons they read on their phone before their questions pile up.
What's in the kit
Your First Payslip, decoded
A 4-minute lesson that explains CTC vs in-hand, PF, professional tax and TDS — the things every fresher asks about on day two.
Three learning tracks
Short card-based lessons on emergency funds, how mutual funds work, and starting a SIP. Each takes 3–4 minutes, with a quiz at the end.
Payslip calculator
Employees paste their CTC and see the month-by-month breakdown: basic, HRA, PF, tax, and what lands in the bank. No sign-up needed.
SIP starter
After the lessons, anyone who wants to can start a SIP from ₹500. We explain the fund, the fee, and the risk before they choose.
The first track, "Your first salary", has 6 lessons totalling 2–4 min a lesson. See all tracks.
How it works
- 01
We set up a company code
Your company gets a unique code. New joiners enter it in the app during onboarding week.
- 02
Joiners learn at their own pace
They work through the lessons on their phone, in the app or on the web. Nothing is mandatory — they stop when they want.
- 03
You see aggregate progress
A simple completion report shows how many joiners finished each track. No individual data, no investment details — just participation numbers.
Privacy by design
The completion report is aggregate only: "12 of 20 joiners finished Track 1" — no names, no scores, no investment data. We never share individual progress with the employer.
Investing is optional and entirely separate. If a joiner starts a SIP, that's between them and us, governed by our privacy notice.
What it costs
Nothing. The kit is free for the company and free for the joiners. We're a mutual fund distributor — if someone chooses to invest through us later, that's how we earn. There's no pressure, no upsell during onboarding, and no data shared back.
Get started
We're piloting with companies that have fresher batches joining soon. Email sahihaimf.ai@gmail.com with your company name and batch size, and we'll set you up within a week.
Coming to Android and iPhone soon.